Workers' comp is the exclusive remedy against your employer. Chapter 440 provides no-fault medical and wage benefits, but it generally bars suing your employer. The exceptions are narrow: an employer that failed to carry required coverage, and limited intentional-conduct cases.
Third parties can be sued for full damages. When a property owner, general contractor, subcontractor, equipment manufacturer or maintenance company contributed to your fall, you can bring a personal injury claim against them on top of comp. Florida's modified comparative fault rule applies: your recovery is reduced by your share of fault and barred if you're more than 50% responsible. The comp carrier has a lien on part of the third-party recovery for benefits it paid.
OSHA standards set the baseline. Florida private employers are covered by federal OSHA. Construction work generally requires guardrails, safety nets or personal fall arrest systems at 6 feet, general industry at 4 feet, and shipyards at 5 feet. Scaffolds have their own rules. An OSHA violation isn't a lawsuit by itself, but it's strong evidence that a contractor or owner fell below the standard of care.
Orlando's risk. Central Florida's construction boom, its hotels and theme parks, and its distribution warehouses put thousands of workers on ladders, lifts, roofs and slick floors every day. Falls are the leading cause of construction worker deaths nationwide, and slips, trips and falls are among the most common causes of serious workplace injuries.