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Orlando Motor Vehicle Accident Attorneys

Hurt by a Car, Truck, Bus or Bike? Talk to an Orlando Motor Vehicle Accident Lawyer Who Knows Which Rules Apply.

Every kind of vehicle crash in Orlando follows different insurance rules. Whether you were hit by a car, truck, motorcycle, bus or rideshare, or struck while walking or biking, our motor vehicle accident attorneys find every policy that applies and build your claim for trial. No fee unless we win. Call (407) 777-8888

  • No fee unless we win
  • Se habla español
  • Talk to an attorney, not a call center
Signature result
$1.2MJury verdict after a $30K offer
Languages
EN / ESSe habla español

Free Case Review

Hurt in any kind of crash? Tell us what happened.

100% confidential. We never share your information. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

“The reviews speak for themselves. Trust in the process — Alexandra will deliver.”
Andrew Christiansen

What's at Stake

What Hit You Changes Who Pays. Insurers Hope You Don't Know That.

We're sorry this happened. A crash with a delivery truck, a city bus or a rideshare driver isn't handled like a fender-bender between two neighbors. Here's what you're up against.

  • Missed policies

    Commercial, rideshare, employer and owner policies can sit behind the driver. If no one looks for them, they never pay.

  • Government notice rules

    Crashes with public buses or city and county vehicles require written notice before a lawsuit, and the rules are strict.

  • The 14-day PIP window

    Florida PIP can deny benefits if you aren't treated within 14 days. Motorcyclists aren't covered by PIP at all.

  • The 2-year deadline

    Most Florida injury lawsuits must be filed within two years. Truck logs and company video can be gone far sooner.

Let us handle the insurance company.

Alexandra Tosado, founding attorney of ANT Law Firm

Alexandra Tosado · Founding Attorney

Our promise
No matter what hit you, you deserve someone who knows exactly who has to pay.

Why You Need a Lawyer

Why You Need a Motor Vehicle Accident Attorney in Orlando

“Motor vehicle accident” covers far more than two cars at a light. In Central Florida, it means 18-wheelers on I-4 and the Turnpike, delivery vans in neighborhoods, LYNX and school buses, tour shuttles on International Drive, Uber and Lyft drivers around the airport, motorcycles on US-192, and pedestrians and cyclists hit on roads like Orange Blossom Trail and Colonial Drive.

Each one changes the case. A truck crash brings federal safety rules and much larger policies. A rideshare crash depends on whether the app was on. A bus may be run by a government agency with its own notice rules and limits. A motorcyclist has no PIP. A pedestrian may be covered by a relative's policy without knowing it. Get the rules wrong, and you can leave money on the table or miss a deadline entirely.

Our Orlando motor vehicle accident lawyers start by identifying every vehicle, owner, employer and insurer involved, then build the evidence against each one. One of our attorneys used to defend insurance companies, so we know how commercial carriers and their adjusters value a claim. And they know we prepare every case for a jury. For everyday collisions between passenger cars, see our Orlando car accident lawyer page.

  • Every vehicle, owner and employer identified
  • Commercial and rideshare policies found
  • Government notice deadlines tracked
  • PIP gaps for riders and pedestrians covered
  • Your case built for a jury from day one
  • Updates in English or Spanish

Step-by-Step

What to Do After a Motor Vehicle Accident in Orlando

Whatever kind of vehicle was involved, these steps protect your health and your claim. Keep this list on your phone.

Just been in a crash?

Talk to an attorney before you talk to the insurance company. It's free, and it could protect your claim.

  1. 01

    Call 911 and get a crash report

    The report records every vehicle, driver and owner involved. Ask the officer for the report number before you leave.
  2. 02

    Don't skip this

    Get medical care within 14 days

    Go even if you feel fine. Many injuries show up later, and Florida PIP can deny benefits if you wait more than 14 days.
  3. 03

    Identify every vehicle and who owns it

    Photograph company names, DOT numbers and fleet numbers on trucks, vans and buses. If a rideshare was involved, screenshot the trip in the app.
  4. 04

    Document the scene

    Take photos and video of every vehicle, the road, signals, skid marks and your injuries. Get each driver's license, plate and insurance information.
  5. 05

    Get witness names and numbers

    Passengers, other drivers and people nearby can be decisive. They leave the scene quickly, so ask right away.
  6. 06

    Don't give a recorded statement

    Commercial insurers and fleet risk managers call fast. Politely decline to be recorded, and don't sign anything before you've had advice.
  7. 07

    Call an Orlando motor vehicle accident attorney

    We identify every policy and send preservation letters for logs, video and vehicle data. Call (407) 777-8888 for a free case review.

We Try Cases

Insurance Companies Pay More When They Know You'll Go to Trial

Trucking companies, transit providers and rideshare insurers all have lawyers on call. Here's what happens when a case is built for trial anyway.

“This was the first time that I had to seek out a lawyer due to an injury from a car accident and I'm so glad I chose them to represent me. They always called with updates on my case.”
Sarah King · November 2025

Landmark verdict

40×

The jury's verdict was forty times the insurance company's offer.

Their offer

$30,000

The jury's verdict

$1.2M

The insurance company offered our client $30,000. We turned it down, built the case for trial and put it in front of a jury. The jury awarded $1.2 million — forty times what the insurer said the case was worth.

Jury VerdictPublic Transportation NegligenceOrange County, FL

Past results do not guarantee future outcomes. Every case is different and is evaluated on its own facts. Amounts are gross recoveries before fees, costs and liens.

The Plan

Three Steps From Any Crash to Compensation

You don't need to know which insurance rules apply. You just need to make the first call.
  1. 01

    Tell us what happened.

    Call, text or fill out the form. It's free and confidential.

  2. 02

    We build your case for trial.

    We investigate, gather the evidence, handle the insurance company and get your medical care documented.

  3. 03

    You get paid what you deserve.

    We negotiate from strength. If they won't pay fairly, we take it to a jury.

No fee unless we win · Se habla español

How Our Motor Vehicle Accident Attorneys Build Your Case for Trial

The more parties involved, the more each one tries to point at the others. Here's how we keep the focus on what you're owed.

  1. We identify every party

    The driver, the vehicle owner, any employer or trucking company, rideshare platforms, government agencies and anyone else whose negligence played a part.
  2. We preserve the evidence

    Crash reports, camera footage, vehicle data and, for commercial vehicles, driver logs, maintenance records and company video.
  3. We stack every source of coverage

    PIP, liability, commercial and rideshare policies, owner and employer coverage, and your uninsured motorist benefits.
  4. We meet every notice requirement

    When a government vehicle is involved, we send the written notice Florida requires and track the deadlines that come with it.
  5. We demand full value and negotiate

    Once your treatment stabilizes, we send a detailed demand to every insurer and negotiate from strength.
  6. We file suit and try your case

    If the insurers won't pay fairly, we file a lawsuit and take your case to a jury. We prepare for that from day one.

Compensation

Motor Vehicle Accident Compensation: What You Can Recover

What you can recover depends on your injuries and the coverage behind every vehicle involved. When your injuries meet Florida's serious-injury threshold, you can claim for the full impact on your life.

  • Medical expenses

    Past and future: ER visits, surgery, therapy, medication and long-term care.

  • Lost wages and earning capacity

    Paychecks you missed and income you can no longer earn.

  • Pain and suffering

    Physical pain, emotional distress and the loss of things you used to enjoy.

  • Permanent injury and disfigurement

    Scarring, amputation, paralysis and lasting impairment.

  • Property damage

    Repair or replacement of your car, motorcycle or bicycle and your gear.

  • Out-of-pocket costs

    Rides to appointments, rental vehicles, home help and modifications.

  • Loss of consortium

    The impact of your injuries on your marriage and family life.

  • Wrongful death damages

    Funeral costs, lost support and the loss of companionship when a crash takes a loved one.

Not sure what your case is worth? We'll tell you, free.

Get My Free Case Review

Florida Law

Florida Motor Vehicle Accident Laws by Vehicle Type

Florida's no-fault system is the starting point, but trucks, rideshares, motorcycles, pedestrians and government vehicles each add their own rules.

Deadline to file
2 yearsFor most injury claims from crashes on or after March 24, 2023.
PIP coverage
$10,000Pays 80% of medical bills and 60% of lost income. Motorcyclists aren't covered.
Get treated within
14 daysOr your PIP insurer can deny benefits.
Fault limit
50%Found more than 50% at fault? You can't recover from the other driver.

Pedestrians, cyclists and passengers. Florida PIP generally follows the person, not the vehicle. If you were hit while walking or biking, your own PIP or a household member's policy may pay first, and in some cases the PIP on the vehicle that hit you. Motorcycles are excluded from PIP, so riders rely on the at-fault driver's coverage, their own uninsured motorist coverage and their health insurance.

Commercial vehicles and rideshares. Interstate trucking companies must follow federal safety rules on driver hours, inspections and maintenance, and most interstate freight carriers must carry at least $750,000 in liability coverage. Under Florida law, Uber and Lyft must provide $1 million in coverage while a passenger is on a trip, with lower limits when the app is on but no ride is matched.

Vehicle owners and employers. Florida's dangerous instrumentality doctrine can make a vehicle's owner responsible when someone they allowed to drive causes a crash, and an employer can be liable for an employee driving on the job. That can add coverage when the driver's own policy is small.

Fault and serious injury. Since 2023, your recovery is reduced by your share of fault, and you recover nothing if you're found more than 50% at fault. To claim pain and suffering, Florida requires a permanent injury, significant and permanent scarring or disfigurement, a significant and permanent loss of an important bodily function, or death.

What Success Looks Like

What Life Looks Like When Your Case Is Handled

You're not sorting out which company or agency is responsible. Every insurer has been identified, your bills are being dealt with, and someone is fighting for what your case is really worth.
Get My Free Case Review

Facing it alone

  • Overwhelmed and confused
  • Pushed around by an adjuster
  • Worried about every bill
  • Just a file number

With ANT in your corner

  • Informed and in control
  • Taken seriously by the insurance company
  • Secure enough to focus on healing
  • Treated like a person, in English or Spanish
  • 01

    Every policy found

    Commercial, rideshare, owner and UM coverage, not just one.

  • 02

    Treatment covered

    Doctors, therapy and the care you'll need in the future.

  • 03

    Income replaced

    The paychecks you missed and the earning power you lost.

  • 04

    Peace of mind

    Someone handled it, and you were treated with respect.

Every case is different. Past results don't guarantee a similar outcome.

Client Reviews

What Our Injury Clients Say

Real Google reviews from people who were hurt and trusted us with their case.
5.0 130+ reviews on Google(opens in new tab)
  • “Hired ANT Law Firm after I got involved in a car accident and I'm glad that I worked with them. They are professionals and know what they're doing.”
    Michael Kuzin· Car accident
  • “I switched to ANT Law Firm from a large local firm and it was the best thing I have ever done! As I hold my settlement check in my hands, all I can say is that Alexandra and her team were absolutely exceptional.”
    Terra Gorbena· March 2025
  • “A very positive experience with the attorney and her entire team — always attentive, kind, and willing to clarify every question. The fact that they are bilingual is a huge plus.”
    Olga Patricia Ramirez· January 2026

Why ANT Law Firm

Why Orlando Crash Victims Choose ANT Law Firm

Trucking companies, transit providers and insurers all try to pay injured people as little as possible. We prepare every motor vehicle accident case for trial, so they have to take your claim seriously — and you pay nothing unless we win.

  • You pay nothing up front. No fee unless we win.
  • You work directly with an attorney, not a call center.
  • Se habla español — our whole team is bilingual.
  • We prepare every case as if it's going to trial.

Straight Answers

Motor Vehicle Accident Lawyer FAQ

Answers to the questions our Orlando motor vehicle accident attorneys hear most often.

What counts as a motor vehicle accident in Florida?

Any crash involving a motorized vehicle: cars, SUVs, pickups, trucks and 18-wheelers, motorcycles, buses, rideshare and delivery vehicles, and other commercial vehicles. It also includes pedestrians and cyclists struck by a vehicle. If you were hurt in a crash on an Orlando road, highway or parking lot, our motor vehicle accident attorneys can help, whatever the vehicle.

How much is my motor vehicle accident case worth?

It depends on the severity of your injuries, your medical costs now and in the future, lost income, property damage, the long-term impact on your life and, often most important, the insurance available. A crash with a commercial truck or rideshare may involve far more coverage than one with a private driver. We'll review your case for free and give you an honest assessment.

What should I do immediately after a motor vehicle accident?

Call 911, get medical care within 14 days even if you feel fine, photograph the scene and every vehicle (including company names and fleet numbers), get contact and insurance information from everyone involved, gather witness details and avoid recorded statements. Then call an attorney before accepting any settlement offer.

How does Florida's no-fault insurance affect my claim?

Your own personal injury protection (PIP) pays first for medical bills and lost income, up to $10,000, regardless of who caused the crash. If your injuries are serious — a permanent injury, significant and permanent scarring or disfigurement, a significant and permanent loss of an important bodily function, or death — you can also claim against the at-fault driver for full damages, including pain and suffering. Motorcyclists aren't covered by PIP.

How long do I have to file a motor vehicle accident claim in Florida?

For most crashes on or after March 24, 2023, you have two years to file a personal injury lawsuit. Claims involving a government vehicle require written notice first and follow different rules. Waiting can permanently bar your claim, so contact an attorney as soon as possible.

What if I was partially at fault for the accident?

You can still recover as long as you were not more than 50% at fault. Under Florida's modified comparative fault law, your recovery is reduced by your percentage of fault, and you recover nothing if you're found more than 50% responsible. Insurers often try to shift blame onto injured people, especially riders and pedestrians, so evidence matters.

How much does a motor vehicle accident lawyer cost?

Nothing up front. ANT Law Firm works on a contingency fee: our fee is a percentage of what we recover for you, and if we don't win, you don't owe us a fee. We'll explain the exact percentage in writing during your free case review.

Do I need a different attorney for a truck, bus or motorcycle crash?

Not a different firm, but you do need an attorney who knows the rules for that vehicle. Truck cases involve federal safety regulations, bus cases may involve government notice requirements, rideshare cases depend on the app status, and motorcycle cases have no PIP. Our Orlando attorneys handle all of them and will tell you which rules apply in your free case review.

Still have a question? Call (407) 777-8888 or send us a message.

Orlando Motor Vehicle Accident Attorneys

Don't Face the Insurance Company Alone

Car, truck, bus, motorcycle or rideshare — we'll find every policy and build your case for trial. Your free case review takes a few minutes, in English or Spanish.

  1. 1Tell us what happened.
  2. 2We build your case for trial.
  3. 3You get paid what you deserve.
  • No fee unless we win
  • Se habla español
  • Free & confidential
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