What to Do After a Car Accident in Florida
A step-by-step checklist covering everything you need to do at the scene, in the days after, and in the weeks following a crash.
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Car accidents in Orlando happen every day — on I-4, the 408, Colonial Drive, Orange Blossom Trail, and in parking lots across Central Florida. In the aftermath, insurance companies move fast. They call within hours, offer quick settlements, and pressure you to sign releases before you understand the true cost of your injuries.
That's why you need an experienced Orlando car accident attorney on your side from day one. At ANT Law Firm, we level the playing field. We handle everything — gathering evidence, communicating with insurers, calculating the full value of your claim, and negotiating aggressively — so you can focus on getting better.
Florida's comparative negligence system, no-fault insurance laws, and strict statute of limitations make personal injury claims complex. Our car accident lawyers know the local courts, the insurance adjusters, and the defense attorneys in Orange County, Osceola County, and Seminole County. That local knowledge gives our clients a real advantage.
Our Orlando car accident attorneys handle the full spectrum of motor vehicle collision cases. Each type of accident has unique legal considerations — from liability standards to insurance coverage rules.
The steps you take immediately after a car crash can make or break your case. Follow this checklist to protect your health and your legal rights in Florida.
Report the accident and request medical assistance. A police report is critical evidence for your claim.
Get examined even if you feel fine. Many car accident injuries — concussions, whiplash, internal bleeding — have delayed symptoms that surface days or weeks later.
Take photos and video of vehicle damage, road conditions, traffic signals, skid marks, and your injuries. Get the other driver's insurance and contact information.
Get names and phone numbers from anyone who saw the accident. Independent witnesses strengthen your case significantly.
The other driver's insurance company will call you. Politely decline to give a recorded statement. Anything you say can be used to reduce your claim.
Contact ANT Law Firm at (407) 777-8888 for a free case evaluation. The sooner you have an attorney involved, the stronger your case.
From the moment you contact ANT Law Firm, our Orlando car accident attorneys handle every aspect of your case. Here's what to expect when you work with us.
Call us or submit our online form. We'll evaluate your case within 24 hours — no cost, no obligation.
We gather evidence, obtain police reports, interview witnesses, and work with accident reconstruction experts to build your case.
We coordinate with your medical team to document the full extent of your injuries and calculate future care costs.
We send a demand to the insurance company and negotiate aggressively. Most cases settle here at full value.
If the insurer won't offer fair compensation, we file suit and take your case to court. We prepare every case as if it's going to trial.
Florida law allows car accident victims to recover compensation for both economic and non-economic damages. Our attorneys calculate the full value of your claim — not just immediate medical bills, but the long-term impact on your life and livelihood.
Past, present, and future — including surgery, rehab, and long-term care
Income lost during recovery and diminished future earning potential
Physical pain, emotional distress, and loss of enjoyment of life
Vehicle repair or replacement costs and damaged personal property
Transportation to appointments, home modifications, and other costs
Impact on your relationship with your spouse or family
Funeral costs, loss of financial support, and emotional loss if a loved one was killed in the crash
Costs of a rental vehicle or rideshares while your car is being repaired or replaced
Understanding the timeline of a car accident claim helps set realistic expectations. In Florida, you generally have two years from the date of the accident to file a personal injury lawsuit (four years for property damage). Missing this deadline means losing your right to compensation entirely.
Most Orlando car accident cases follow a predictable path: after your initial consultation with our attorneys, we begin an immediate investigation. Once you reach maximum medical improvement (MMI), we calculate the full value of your claim and send a demand letter to the insurance company.
Settlement negotiations typically resolve within 3 to 6 months after the demand is sent. If the insurer refuses to offer fair compensation, we file a lawsuit. The litigation process in Orange County Circuit Court adds approximately 12 to 18 months. Throughout every phase, our car accident lawyers keep you informed and involved.
Under Florida Statutes § 95.11, you have 2 years from the date of your car accident to file a personal injury lawsuit. For wrongful death claims, the deadline is also 2 years from the date of death. Don't wait — critical evidence disappears and memories fade. Contact our Orlando car accident attorneys today.
Don't let the insurance company decide what your injuries are worth. Our Orlando car accident attorneys will fight for every dollar you're owed. Call today — your consultation is free.
Real results from real clients. See why Orlando accident victims trust ANT Law Firm to fight for the compensation they deserve.
“I was hit from behind on I-4 and didn't know what to do. ANT Law Firm handled everything — the insurance calls, the medical bills, all of it. They got me a settlement way beyond what the insurance company first offered. I can't thank them enough.”
Roberto M.
Rear-End Collision
“After my accident at an intersection in Kissimmee, I was overwhelmed with medical appointments and couldn't work. Alexandra and her team took my case on contingency and fought hard for me. They were always available when I had questions and truly cared about my recovery.”
Jennifer L.
T-Bone Accident
“The driver who hit me had no insurance, and I thought I was out of luck. ANT Law Firm filed a UM claim through my own policy and recovered far more than I expected. They explained everything step by step and never made me feel rushed. Highly recommend.”
Marcus T.
Uninsured Motorist Claim
Answers to the questions our Orlando car accident attorneys hear most often.
A step-by-step checklist covering everything you need to do at the scene, in the days after, and in the weeks following a crash.
Read ArticleFind out when you need an attorney after a car crash in Florida, and when you might be able to handle the claim yourself.
Read ArticleA behind-the-scenes look at how personal injury attorneys investigate, negotiate, and litigate car accident cases.
Read ArticleYou focus on healing. We'll focus on getting you every dollar you deserve. Contact our Orlando car accident lawyers today for a free, confidential consultation.