Orlando Bicycle Accident Attorneys
If a driver hit you while you were riding in Orlando or anywhere in Central Florida, our bicycle accident attorneys push back when the insurer blames the cyclist, find every policy that can pay, and build your claim for trial. No fee unless we win. Call (407) 777-8888
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“The reviews speak for themselves. Trust in the process — Alexandra will deliver.”
What's at Stake
We're sorry this happened. Riders have no airbags and no steel cage, so a crash a driver walks away from can change a cyclist's life. And the driver's insurer starts building a story about you right away.
Outside the bike lane, no lights, rolled a stop sign. Insurers reach for these first, and under Florida law being found more than 50% at fault means you recover nothing.
The driver's adjuster will call while you're still hurting. A guess about your speed or where you were riding can be used to cut your claim.
Intersection, business and doorbell cameras are often recorded over within days or weeks. In a hit-and-run, that footage may be the only way to find the driver.
Most Florida bicycle injury claims must be filed within two years of the crash. Waiting only helps the insurance company.
Let us handle the insurance company.
Alexandra Tosado · Founding Attorney
You had every right to be on that road. We make sure the insurance company treats you that way.
Why You Need a Lawyer
Florida consistently has one of the highest cyclist death rates in the country, and Central Florida's mix of year-round riding, wide high-speed roads and visitors who don't know the area makes it one of the most dangerous places to ride. We see crashes on Colonial Drive, Orange Blossom Trail, Semoran Boulevard, downtown streets with painted bike lanes, and where trails like the Cady Way and West Orange cross busy roads.
Insurers routinely undervalue cyclist claims. They argue the rider wasn't visible, was outside the bike lane or rode unpredictably, even when video and witnesses say otherwise. Our Orlando bicycle accident lawyers answer with evidence: scene photos, camera footage, the damage pattern on your bike and, when needed, an accident reconstruction expert.
Bicycle injuries are often serious: brain injuries, spinal injuries, broken collarbones, wrists and pelvis, and road rash that scars. We work with your doctors to value the care you'll need for years, not just this month, and we prepare every cyclist's case as if it's going in front of a jury. One of our attorneys used to defend insurance companies, so we know how they value these claims.
Cases We Handle
From dooring crashes downtown to right hooks at intersections to hit-and-runs on dark suburban roads, our Orlando bicycle accident attorneys handle every kind of crash between a careless driver and a cyclist.
Drivers turning across a bike lane or through an intersection without looking for riders.
A parked driver opens a door into your path. Florida law says they must wait until it's safe.
The most serious injuries in bike crashes, with or without a helmet.
Step-by-Step
The first hours and days after a crash shape both your recovery and your claim. If you're able, here's what to do.
Just been in a crash?
Talk to an attorney before you talk to the insurance company. It's free, and it could protect your claim.
Don't skip this
We Try Cases
Insurers bet that cyclists will take the blame and a small check. Here's what happens when a case is built for a jury instead.
“A very positive experience with the attorney and her entire team — always attentive, kind, and willing to clarify every question. The fact that they are bilingual is a huge plus.”
Landmark verdict
40×
The jury's verdict was forty times the insurance company's offer.
Their offer
$30,000
The jury's verdict
$1.2M
The insurance company offered our client $30,000. We turned it down, built the case for trial and put it in front of a jury. The jury awarded $1.2 million — forty times what the insurer said the case was worth.
Jury VerdictPublic Transportation NegligenceOrange County, FL
Past results do not guarantee future outcomes. Every case is different and is evaluated on its own facts. Amounts are gross recoveries before fees, costs and liens.
The Plan
Call, text or fill out the form. It's free and confidential.
We investigate, gather the evidence, handle the insurance company and get your medical care documented.
We negotiate from strength. If they won't pay fairly, we take it to a jury.
No fee unless we win · Se habla español
Cyclist cases are won by preparation. Here's what happens once you hire us.
Compensation
Cyclists can recover the same damages as any injured driver, plus the cost of a bike and gear that are often worth far more than adjusters assume.
Ambulance, ER, surgery, neurology, imaging, physical therapy and the follow-up care bike injuries require.
Time off work while you recover and income you can no longer earn if the injury is permanent.
Physical pain, anxiety about riding again and the emotional toll of being hit by a car.
Your bike, helmet, lights, computer and kit, valued at what it costs to replace them.
Permanent scars from road rash, surgery and cuts are a separate part of your claim.
The rides, races, fitness and routines a serious injury takes away.
The impact of your injuries on your marriage and family life.
Family damages when a crash takes a rider, and in limited cases, like a drunk or fleeing driver, damages meant to punish.
Not sure what your case is worth? We'll tell you, free.
Get My Free Case ReviewFlorida Law
Under Florida law a bicycle is a vehicle. Riders share the road's rules, and drivers owe them specific duties. Here's what matters for your case.
Cyclists' rights. Florida Statutes § 316.2065 gives people riding bicycles the rights and duties of other drivers. Riders may leave the bike lane or right edge to pass, turn left, or avoid hazards. At night, a bike needs a white front light and a red rear reflector and light. Drivers must pass at a safe distance of at least three feet, and a parked driver may not open a door into traffic until it's reasonably safe.
No-fault insurance (PIP). You don't have to be in a car for Florida PIP to apply. If you or a relative you live with owns a car, that policy usually pays first, up to $10,000, regardless of fault. If no one in your household has PIP, the policy on the car that hit you may pay. For pain and suffering beyond PIP, Florida requires a serious injury, such as a permanent injury or significant scarring.
Modified comparative fault. Your recovery is reduced by your share of the blame, and if you're found more than 50% at fault you recover nothing. Insurers raise the helmet, your lights and your lane position to push your percentage up. Evidence is how we push back.
Uninsured drivers. Florida doesn't require bodily injury liability coverage, and many drivers who hit cyclists have little or none, or flee. Your uninsured motorist coveragecan follow you on a bike, and a household member's policy may cover you too.
What Success Looks Like
Facing it alone
With ANT in your corner
Doctors, surgery, therapy and the care you'll need later.
Evidence that shows the driver, not you, caused the crash.
At what it really costs, not a depreciated guess.
Paid for what you lost, so you can focus on riding again.
Every case is different. Past results don't guarantee a similar outcome.
Client Reviews
“Working with Alex and her team was truly one of the best professional experiences I've had. From start to finish, they exceeded my expectations.”
“The best team ever. They resolved my case in an unimaginable timing. Very professional plus they show their human side when I needed it.”
“This was the first time that I had to seek out a lawyer due to an injury from a car accident and I'm so glad I chose them to represent me. They always called with updates on my case.”
Why ANT Law Firm
After a bike crash, insurance companies blame the rider and offer as little as they can. We build every bicycle accident case for trial, so insurers have to take your claim seriously — and you pay nothing unless we win.
Straight Answers
Call 911, even if you think you're fine, and get a police report. Get medical care that day; brain and internal injuries can show up hours later, and PIP can deny benefits if you wait more than 14 days. Photograph the car, plate, road, signals, your bike and your injuries, get the driver's and witnesses' information, and keep your bike and helmet as they are. Don't give a recorded statement to the driver's insurer before talking to an Orlando bicycle accident attorney at (407) 777-8888.
Usually several policies, in order. Florida PIP applies even though you weren't in a car: if you or a relative you live with owns a car, that PIP pays first, up to $10,000, regardless of fault. If no one in your household has PIP, the policy on the car that hit you may pay. Beyond PIP, the at-fault driver's bodily injury liability coverage pays for more medical bills, lost income, pain and suffering and your bike. If the driver was uninsured, underinsured or fled, your uninsured/underinsured motorist (UM/UIM) coverage can step in.
It depends on your injuries, your medical care now and in the future, your lost income, how the injuries change your life, who was at fault and how much insurance is available. Fractures, surgery, brain injuries and permanent scarring increase a claim's value; limited insurance can cap what's collectible. We'll review your case for free and give you an honest assessment. Be wary of anyone who quotes a number before seeing your records.
No. Florida only requires helmets for riders under 16 (Fla. Stat. § 316.2065), and not wearing one doesn't bar an adult's claim. The defense may argue a helmet would have reduced a head injury and try to assign you a share of fault for it. We answer that with medical and reconstruction evidence so the helmet question doesn't unfairly shrink your recovery.
You can still recover as long as you were not more than 50% at fault. Under Florida's modified comparative negligence law, your recovery is reduced by your percentage of fault — 20% at fault means 20% less. More than 50% means no recovery from the driver. Insurers often claim the cyclist was outside the bike lane, had no lights or rolled a stop sign. Our bicycle accident attorneys build the evidence to keep your share of the blame where it belongs.
For most crashes on or after March 24, 2023, you have two years from the date of the crash under Florida Statutes § 95.11. Wrongful death claims have two years from the date of death, and claims against a government agency require written notice first. Don't wait for the deadline: camera footage is often recorded over within days or weeks. Call our Orlando bicycle accident attorneys at (407) 777-8888 so we can start preserving evidence.
In Central Florida we most often see drivers failing to yield to cyclists in bike lanes and at intersections, right hooks (a driver turning right across a rider's path), dooring, distracted driving, drunk driving, drivers pulling out of parking lots and driveways without looking, and unsafe passing. Florida requires drivers to give cyclists at least three feet when passing (Fla. Stat. § 316.083). Hit-and-runs are also common, especially at night.
Often, yes. Even if the driver is never found, your uninsured motorist (UM) coverage is designed for this situation and can pay for medical bills, lost income and pain and suffering up to your policy limit. If you don't own a car, a UM policy held by a relative you live with may cover you. Our attorneys also pull camera footage, look for witnesses and work with law enforcement to identify the driver. Learn more about our hit-and-run accident cases.
Still have a question? Call (407) 777-8888 or send us a message.
Keep Reading
Guide · 11 min read
A checklist for the scene, the days after and the weeks that follow a crash.
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How no-fault coverage works, what it pays and the 14-day rule.
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The signs it's time to bring in an attorney after a crash.
Orlando Bicycle Accident Attorneys
You focus on healing. We'll handle the insurance company, save the evidence and build your case for trial. Your free case review takes a few minutes, in English or Spanish.
